Texas
Title Insurance Premium Rates
Effective July 1, 2004
NOTE:
The following rate schedule reflects the basic premiums for Owner
and/or Mortgagee Policies of Title Insurance regulated throughout
Texas by the Texas Department of Insurance. These rates do not
take into account other Texas Department of Insurance rules relating
to credits, endorsements, simultaneous issuance of multiple policies,
or other factors which could affect the calculation of premiums.
The unique factors of a specific transaction must be considered
in conjunction with all applicable Texas Department of Insurance
rules in order to calculate exact premiums. Therefore, the following
rates may not reflect the complete premium structure of a particular
transaction. Please feel free to call us to discuss the details
of your transaction so we can help you determine the exact premium
cost.
|
Policies Up to And Including |
Basic Premium |
|
Policies Up to And Including |
Basic Premium |
|
Policies Up to And Including |
Basic Premium |
|
Policies Up to And Including |
Basic Premium |
| $10,000
|
$237
|
|
$32,500
|
$396
|
|
$55,000
|
$554
|
|
$77,500
|
$713
|
| 10,500
|
241
|
|
33,000
|
399
|
|
55,500
|
557
|
|
78,000
|
717
|
| 11,000
|
243
|
|
33,500
|
403
|
|
56,000
|
562
|
|
78,500
|
721 |
| 11,500
|
247
|
|
34,000
|
406
|
|
56,500
|
565
|
|
79,000
|
725
|
| 12,000
|
251
|
|
34,500
|
410
|
|
57,000
|
568
|
|
79,500
|
726
|
| 12,500
|
254
|
|
35,000
|
413
|
|
57,500
|
572
|
|
80,000
|
730
|
| 13,000
|
258
|
|
35,500
|
417
|
|
58,000
|
576
|
|
80,500
|
734
|
| 13,500
|
262
|
|
36,000
|
420
|
|
58,500
|
579
|
|
81,000
|
739
|
| 14,000
|
266
|
|
36,500
|
424
|
|
59,000
|
583
|
|
81,500
|
741
|
| 14,500
|
269
|
|
37,000
|
427
|
|
59,500
|
586
|
|
82,000
|
745
|
| 15,000
|
271
|
|
37,500
|
431
|
|
60,000
|
590
|
|
82,500
|
749
|
| 15,500
|
275
|
|
38,000
|
435
|
|
60,500
|
594
|
|
83,000
|
753
|
| 16,000
|
279
|
|
38,500
|
439
|
|
61,000
|
597
|
|
83,500
|
755
|
|
16,500 |
283
|
|
39,000
|
441
|
|
61,500
|
600
|
|
84,000
|
758
|
|
17,000 |
286
|
|
39,500
|
445
|
|
62,000
|
604
|
|
84,500
|
763
|
|
17,500 |
290
|
|
40,000
|
448
|
|
62,500
|
608
|
|
85,000
|
767
|
|
18,000 |
294
|
|
40,500
|
452
|
|
63,000
|
611
|
|
85,500
|
770
|
|
18,500 |
297
|
|
41,000
|
455
|
|
63,500
|
614
|
|
86,000
|
773
|
|
19,000 |
300
|
|
41,500
|
460
|
|
64,000
|
618
|
|
86,500
|
777
|
|
19,500 |
303
|
|
42,000
|
463
|
|
64,500
|
622
|
|
87,000
|
781
|
|
20,000 |
308
|
|
42,500
|
467
|
|
65,000
|
625
|
|
87,500
|
784
|
|
20,500 |
311
|
|
43,000
|
469
|
|
65,500
|
628
|
|
88,000
|
787
|
|
21,000 |
315
|
|
43,500
|
473
|
|
66,000
|
632
|
|
88,500
|
791
|
|
21,500 |
318
|
|
44,000
|
476
|
|
66,500
|
637
|
|
89,000
|
795
|
| 22,000
|
322
|
|
44,500
|
480
|
|
67,000
|
640
|
|
89,500
|
798
|
|
22,500 |
325
|
|
45,000
|
484
|
|
67,500
|
642
|
|
90,000
|
801
|
|
23,000 |
328
|
|
45,500
|
488
|
|
68,000
|
646
|
|
90,500
|
805
|
|
23,500 |
332
|
|
46,000
|
491
|
|
68,500
|
650
|
|
91,000
|
809
|
|
24,000 |
336
|
|
46,500
|
495
|
|
69,000
|
653
|
|
91,500
|
813
|
|
24,500 |
339
|
|
47,000
|
497
|
|
69,500
|
656
|
|
92,000
|
815
|
|
25,000 |
343
|
|
47,500
|
501
|
|
70,000
|
661
|
|
92,500
|
819
|
|
25,500 |
346
|
|
48,000
|
505
|
|
70,500
|
665
|
|
93,000
|
823
|
|
26,000 |
350
|
|
48,500
|
509
|
|
71,000
|
668
|
|
93,500
|
827
|
|
26,500 |
353
|
|
49,000
|
512
|
|
71,500
|
670
|
|
94,000
|
829
|
|
27,000 |
356
|
|
49,500
|
516
|
|
72,000
|
674
|
|
94,500
|
833
|
|
27,500 |
360
|
|
50,000
|
520
|
|
72,500
|
678
|
|
95,000
|
838
|
|
28,000 |
364
|
|
50,500
|
523
|
|
73,000
|
682
|
|
95,500
|
841
|
|
28,500 |
367
|
|
51,000
|
525
|
|
73,500
|
685
|
|
96,000
|
843
|
|
29,000 |
371
|
|
51,500
|
529
|
|
74,000
|
689
|
|
96,500
|
847
|
|
29,500 |
374
|
|
52,000
|
533
|
|
74,500
|
693
|
|
97,000
|
851
|
|
30,000 |
378
|
|
52,500
|
537
|
|
75,000
|
696
|
|
97,500
|
855
|
|
30,500 |
381
|
|
53,000
|
540
|
|
75,500
|
698
|
|
98,000
|
857
|
|
31,000 |
385
|
|
53,500
|
544
|
|
76,000
|
702
|
|
98,500
|
862
|
|
31,500 |
388
|
|
54,000
|
548
|
|
76,500
|
706
|
|
99,000
|
866
|
|
32,000 |
392
|
|
54,500
|
551
|
|
77,000
|
710
|
|
99,500
|
869
|
| |
|
|
|
|
|
|
|
|
100,000
|
871 |
Premiums shall be calculated as follows
for policies in excess of $100,000:
| |
1. For policies of $100,001 - $1,000,000
Basic Premium
(1) Subtract $100,000 from policy amount.
(2) Multiply result in 1.(1) by $.00552 and
round to nearest whole dollar.
(3) Add $871 to result in 1.(2). |
|
4. For policies of $15,000,001 - $25,000,000
Basic Premium
(1) Subtract $15,000,000 from policy amount.
(2) Multiply result in 4.(1) by $.00266 and
round to nearest whole dollar.
(3) Add $61,359 to result in 4.(2) |
| |
2. For policies of $1,000,001 - $5,000,000
Basic Premium
(1) Subtract $1,000,000 from policy amount.
(2) Multiply result in 2.(1) by $.00453 and
round to nearest whole dollar.
(3) Add $5,839 to result in 2.(2). |
|
5. For policies in excess of $25,000,000
Basic Premium
(1) Subtract $25,000,000 from policy amount.
(2) Multiply result in 5.(1) by $.00159 and
round to nearest whole dollar.
(3) Add $87,959 to result in 5.(2). |
| |
3. For policies of $5,000,001 - $15,000,000
Basic Premium
(1) Subtract $5,000,000 from policy amount.
(2) Multiply result in 3.(1) by $.00374 and
round to nearest whole dollar.
(3) Add $23,959 to result in 3.(2). |
|
|
|
|
 |
